This page is sponsored by Eric Turkewitz, a New York medical
malpractice lawyer.
The Medical Malpractice “Crisis” and the Insurance “Crisis”
Not only is medical malpractice a significant problem in the
United States, but so too is its discovery by the victims and
families of those affected.
As many as 98,000 people die each year as a result of medical
errors. (Institute of Medicine, National Academy of Science
To Error is Human: Building a Safer Health System
(National Academy Press, 1999).
Yet, a study by the Harvard Medical Practice Study Group
determined that for every eight potential medical malpractice
claims, only one claim was actually filed (Harvard Medical
Practice Study Group, Patients, Doctors, and Lawyers: Medical
Injury, Malpractice Litigation, and Patient Compensation in New
York (Harvard University, 1990).
Studies of the pervasive problem of medical errors have also
found that an estimated 3 to 4 percent of hospitalized patients
received the wrong drug, dose or treatment, and that such
mistakes are implicated in the death of one in 10 of these
victims. (Washington Post, February 18, 2003; Page HE01)
In response to the medical problems, some politicians
advocate weakening the civil justice system, so that it is
harder to bring suit to hold people medical professionals
accountable, or to create artificial one-size-fits-all limits on
jury awards. This, of course, will harm public safety, serve to
further injure the most seriously harmed in our society, and
runs contrary to the concept of taking responsibility for ones
actions.
Below are links to organizations that give detailed
information about the insurance and medical industries and
debunk some of the common myths and propaganda about the reasons
for the rise of insurance premiums (Hint: Insurance rates
generally go up each time the insurance companies take a bath in
the stock market).
A small percentage of New York doctors are responsible
for a large portion of malpractice payouts, and the medical
community should focus on weeding out bad doctors to improve
patient safety and lower malpractice insurance rates over
the long term, according to a report released March 10,
1993, by Public Citizen, a national nonprofit consumer
advocacy organization with more than 11,000 members in New
York. Information in the federal government's National
Practitioner Data Bank shows that just 7 percent of New
York's doctors are responsible for 68 percent of malpractice
payouts. Conversely, 82 percent of New York's doctors have
never made a malpractice payout since 1990.
The Center for Justice & Democracy is a tax-exempt
non-profit, non-partisan public interest organization that
works to educate the public about the importance of the
civil justice system and the dangers of so-called "tort
reforms." They fight to protect the right to trial by jury
and an independent judiciary for all Americans. Their web
site is filled with quotes from the insurance industry
itself stating that placing limits on the right to a jury
trial will not result in lower insurance premiums.
Protecting rights, not wrongs. This is a national
coalition of public interest organizations that support
effective insurance industry reforms to control skyrocketing
insurance rates, reduced insurance coverage, arbitrary
policy cancellations, mismanagement and other insurance
industry abuses. This study shows that over the last 30
years, medical malpractice payouts, including jury awards,
have tracked medical inflation while premiums have gyrated
up and down in sync with the economy, interest rates and
investment income.
Paine.com is a non-profit, nonpartisan, public interest
journal inspired by the great patriot Thomas Paine, author
of Common Sense and The Rights of Man.
From their website:
“Have you checked your auto, homeowners, or business
insurance premiums lately? They’re way up. Why? Because
insurance companies, which like to gamble in the stock and
bond markets, have taken a drubbing. They’re trying to
recoup by boosting premiums.”